Union Bank of India IFSC Code MODEL TOWN - KARNAL Branch in KARNAL can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Union Bank of India MODEL TOWN - KARNAL Branch in KARNAL allocated by RBI. Before using this MODEL TOWN - KARNAL Branch KARNAL Union Bank of India IFSC Code, kindly cross check the respective bank website. This Union Bank of India MODEL TOWN - KARNAL Branch IFSC Code in KARNAL supporting net banking has its unique IFSC code. MODEL TOWN - KARNAL Branch KARNAL Union Bank of India IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.