Punjab National Bank IFSC Code PANJ GARIAN Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank PANJ GARIAN Branch in LUDHIANA allocated by RBI. Before using this PANJ GARIAN Branch LUDHIANA Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank PANJ GARIAN Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. PANJ GARIAN Branch LUDHIANA Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.