Punjab National Bank IFSC Code CIVIL LINES, LUDHIANA Branch in LUDHIANA can be used for internet banking for transferring funds between any two bank branches. This is IFSC Code for Punjab National Bank CIVIL LINES, LUDHIANA Branch in LUDHIANA allocated by RBI. Before using this CIVIL LINES, LUDHIANA Branch LUDHIANA Punjab National Bank IFSC Code, kindly cross check the respective bank website. This Punjab National Bank CIVIL LINES, LUDHIANA Branch IFSC Code in LUDHIANA supporting net banking has its unique IFSC code. CIVIL LINES, LUDHIANA Branch LUDHIANA Punjab National Bank IFSC Code is a unique code which helps to identity the bank location too. NOTE that only those branches of a bank which are approved by RBI can provide net transfer systems.